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Moneylending in some form or other seems to have been known for as long as there had been money, but the bank became something more than a moneylending institution, because the bankers dealt not so much with gold and silver as with slips of paper representing the gold and silver. Banking, as practiced by the Templars, faced a great limitation in that the church forbade usury, the charging of interest on loans, and getting around that barrier proved to be one of the greatest obstacles that the Italian families had to overcome in order to build their extensive banking enterprises. ~ Page 73
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